More and more people with a negative Credit Bureau entry face a problem with getting a loan. But even if there are already debts that are always properly serviced, they are in the Credit Bureau. In the real sense, this protection community should protect consumers from over-indebtedness, but now such entries are increasingly affected. It is not easy to get a loan without Credit Bureau information and credit check, because German banks always ask for information here.
Private credit intermediaries may be able to help
Such credit brokers try to arrange a loan with a Lite Lender, but this is not a loan without Credit Bureau information and credit checks. Rather, banks are increasingly making an inquiry to other credit agencies, which then looks better. Here, perhaps a forgotten telephone bill is not seen as an obstacle to a loan, as is the case with Credit Bureau. Therefore, such private credit intermediaries may be able to broker a loan, but there is no guarantee.
However, reputable credit brokers never take money before they have brokered a loan. However, a few make this a condition or even want insurance to be taken out. Everyone should forego placement here, because reputable agents work on a success basis. So they only get money when the job is done and not before.
Swiss banks offer loans
Swiss banks are a good and easy way to get a loan without Credit Bureau information and credit checks. Their loans via the Internet also offer this in Germany. However, these loans should then be compared here, since, as with all banking products, there are large differences in terms and interest rates. So it may be possible to get a loan despite a negative entry at Credit Bureau.
However, some papers still have to be sent here by post, because these banks also want to be sure to conclude a contract with the right person. In any case, it is possible to get a loan without Credit Bureau information and credit check, perhaps to pay some debts. Above all, Swiss loans do not appear in the Credit Bureau.