A loan can be taken out not only for a variety of reasons, but also with a wide variety of requirements. There are employees, students or the self-employed and freelancers who all want to fulfill one or the other wish with the help of a loan. And so it happens again and again that a loan without an employer is in demand.
The special thing about a loan without an employer
If you don’t have an employer, you are either self-employed, you study or you are simply unemployed. If the third aspect is the reason for the lack of an employer, it looks very bad with borrowing. Because a serious loan offer without an employer is very difficult to find.
However, if it is because you are self-employed, a loan without an employer can certainly be obtained. Because then you only have to be able to prove that the income generated exceeds a certain limit and that it is stable. For this reason, self-employed persons must always submit meaningful documents about the financial situation in the company with the loan application.
Students can also take out a loan without an employer. There are very special student loans and funding opportunities that are tailored specifically to students and optimally take their needs into account. Which loan or which funding option is best suited should always be decided individually.
Here you get a loan
As long as you are not unemployed, you can take out a loan from any traditional bank and savings bank. This can either be done conveniently via the Internet, or you can contact a local bank and present the matter there.
If you are looking for a loan as an unemployed person, you will not find it directly. Sometimes credit intermediaries offer one or the other loan that might be considered. However, you should never lose sight of the missing income and clarify exactly how it can be used in the end before signing a loan contract. Because monthly installments are everywhere. Regardless of whether the loan comes from a bank or was taken out through an intermediary. This should never be forgotten.